body.home	{
	margin-top: 0;
	margin-bottom: 0;
	margin-left: 0;
	margin-right: 0;
	background-color: #FFFFFF;
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	}

body	{
	margin-top: 0;
	margin-bottom: 0;
	margin-left: 0;
	margin-right: 0;
	background-color: #FFFFFF;
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	}
	
table.blueBorder	{
	background-color: #10264F;
	}

table.testimonial	{
	background-color: #F9E6C5;
	}

table.payment	{
	background-color: #FFFFFF;
	}

td.leftPanel	{
	background-image: url(images/bgnd/leftPanel_p.jpg);
	}

td.rightPanel	{
	background-image: url(images/bgnd/rightPanel_p.jpg);
	}

td.leftPanel2	{
	background-image: url(images/bgnd/leftPanel_p2.jpg);
	text-align: left;
	vertical-align: top;
	}
td.rightPanel2	{
	background-image: url(images/bgnd/rightPanel_p2.jpg);
	}

td.homenav	{
	text-align: center;
	vertical-align: top;
	}

td.nav	{
	text-align: center;
	vertical-align: top;
	}

td	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	}

td.philosophy	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #000000;
	font-style: italic;
	}

.testimonial	{
	font-family: garamond, times new roman, times, serif;
	font-size: 12pt;
	font-style: italic;
	}
	
td.payment	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #000000;
	}
	
h1	{
	font-family: garamond, times new roman, times, serif;
	font-size: large;
	color: #000000;
	font-weight: bold;
	}
	
.tagline	{
	font-family: garamond, times new roman, times, serif;
	font-size: 26pt;
	color: #000000;
	font-weight: bold;
	font-style: italic;
	}

.content {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	}

.copyright {
	font-family: garamond, times new roman, times, serif;
	font-size: 9pt;
	text-align: right;
	}

.optional	{
	font-family: garamond, times new roman, times, serif;
	font-size: 9pt;
	color : #000000;
	}

.required	{
	font-family: garamond, times new roman, times, serif;
	font-size: 9pt;
	color : #000000;
	}
	
a:link  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	font-weight: bold;
	text-decoration: none;
	}
	
a:visited  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	font-weight: bold;
	text-decoration: none;
	}
	
a:hover  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #007F7F;
	font-weight: bold;
	text-decoration: underline;
	}
	
.ahome:link	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #FFCC66;
	text-decoration: none;
	font-weight: normal;
	}
	
.ahome:visited	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #FFCC66;
	text-decoration: none;
	font-weight: normal;
	}
	
.ahome:hover  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #FFCC66;
	text-decoration: underline;
	font-weight: normal;
	}

.ahomenav:link	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: none;
	font-weight: bold;
	}
	
.ahomenav:visited	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: none;
	font-weight: bold;
	}
	
.ahomenav:hover  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #FFCC66;
	text-decoration: underline;
	font-weight: bold;
	}

.ahomepageFlash:link	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: underline;
	font-weight: normal;
	}
	
.ahomepageFlash:visited	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: underline;
	font-weight: normal;
	}
	
.ahomepageFlash:hover  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #FFCC66;
	text-decoration: underline;
	font-weight: normal;
	}

.anav:link	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: none;
	font-weight: bold;
	}
	
.anav:visited	{
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: none;
	font-weight: bold;
	}
	
.anav:hover  {
	font-family: garamond, times new roman, times, serif;
	font-size: 11pt;
	color: #10264F;
	text-decoration: underline;
	font-weight: bold;
	}

li	{
		font-family: garamond, times new roman, times, serif;
		font-size: 11pt;
	}

SPAN.glow { 
    background: white; 
    color: white;
    text-shadow: black 0px 0px 5px;
}